Each of the following individual circumstances is unique, but the message is the same: Connecticut teachers need not ever sacrifice their pride, dignity, and independence—even if they no longer teach in a classroom. ~ • ~   A 37-year-old single mother of two had to take early medical retirement due to illness. The HBMF paid for a financial planner to create a budget as well as a social worker to find local resources. The HBMF also provides a monthly stipend to help with living expenses. ~ • ~ A 75-year-old retired Connecticut teacher living in a Florida mobile home receives a teacher’s pension of about $900 a month. With no Social Security and no Medicare, the HBMF’s gift helps with daily living expenses and health insurance. ~ • ~ A 73-year-old teacher living in subsidized senior housing in Ridgefield was able to purchase a bed, hearing aids, and a motorized scooter through a gift from the HBMF.